What Documents to Bring When Buying a Car

Posted Thursday, Mar 31, 2022

 

Many people feel like buying a car is a stressful and confusing process.  At Lux Auto Centre, we want to redefine how people feel about their used car buying experience.  For that reason, we guarantee a clear and easy process!  For those of you that follow our blog, you're familiar with the car buying process thanks to our previous article (link article).  To take that knowledge a little further, and to help you feel more prepared for your purchase, we’re now going to discuss which documents you should bring when you’re ready to buy a car.

 

What to Bring When Buying a Car

Driver’s License

Car dealerships will check your driver’s license for two reasons.  The first is so that they can verify that your identification matches with the rest of your documents.  Additionally, they need to check that you can legally drive the car off the lot.

 

Proof of Insurance

It’s required that you have insurance in order to legally drive a car.  For that reason, you’ll need to show the car dealership proof of this insurance, which is usually done by showing the insurance card.  If you don’t have insurance yet or want to change your policy, you can change it beforehand so that the new policy starts on the same day that you take your new car home.  If not, you’ll be expected to change your current car insurance policy to match your new vehicle in a timely manner.

 

Payment Method

You can either pay for your car with cash, a credit card, or a car loan.  You can choose what your preferred payment method is, but the most popular method is to finance your car with a loan.  If you did get approved for a loan, the funds will generally arrive within one to three business days.  

 

Documents You Need to Apply for a Car Loan

When you’re ready to purchase a car, you should already have your loan approved and the funds available.  That being said, we thought it’s important to point out the documents that you’ll need to apply for the loan beforehand.  This includes:

    • • Proof of identify
    • • Proof of address
    • • Proof of insurance
    • • Proof of income
    • • Bank statements
    • • Vehicle information
    • • Method of down payment

 

Buying a Car with Lux Auto Centre

One of the ways to make your car buying experience faster is being prepared.  When you’re ready to purchase a used car, you should be prepared with the documents that were identified in this article.  

When you arrive with these documents, we’ll handle the rest.  Our goal is to make this process as enjoyable as possible, which is why we’ll assist you with all of the paperwork and any confusing questions you may have.